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Our Fund Categories

Find the right fund
for your goal

Whether you want to grow wealth, save tax, or beat FD returns — we have the right mutual fund for you. Start with as little as ₹500/month.

Equity Funds

High growth potential over the long term. Invest in top Indian companies and let your money compound. Ideal for 5+ year financial goals.

High Risk Long Term ~12–18% p.a.

SIP from ₹1,000/mo

Debt Funds

Stable, predictable returns with low risk. A smarter alternative to FDs — better post-tax returns with higher liquidity and flexibility.

Low Risk Short–Medium Term ~6–8% p.a.

SIP from ₹500/mo

Hybrid Funds

The best of both worlds — a balanced mix of equity and debt. Moderate risk with decent returns. Great for medium-term goals like a car or vacation.

Medium Risk Medium Term ~9–12% p.a.

SIP from ₹1,000/mo

ELSS — Tax Saving
Save 80C

Save up to ₹46,800 in taxes every year under Section 80C. Shortest lock-in among all 80C options — just 3 years. Equity-linked growth on top of tax savings.

High Risk 3 yr Lock-in ~12–16% p.a. ₹1.5L 80C limit

SIP from ₹500/mo

SIP Plans
Start ₹500

Systematic Investment Plan — invest a fixed amount every month automatically. Rupee cost averaging reduces market volatility impact and builds a powerful savings habit.

Any Risk Level Flexible Tenure Auto Monthly Pause Anytime

SIP from ₹500/mo

Risk:
Low
Medium
High
* Returns indicative, subject to market risk
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Equity Funds
High Growth · Long Term · Market-Linked Returns
Expected Return
12–18% p.a.
Risk Level
High
Ideal Horizon
5+ Years
Min SIP
₹1,000/mo

What are Equity Funds?

Equity mutual funds invest primarily in stocks of companies listed on NSE and BSE. Your money is managed by a professional fund manager across large-cap, mid-cap, or small-cap companies. Over the long term, equity funds have consistently delivered superior returns compared to FDs, gold, or real estate.

Pros & Cons

✓ ADVANTAGES
Highest potential returns among all fund types
Professional fund management by experts
Beat inflation easily over 5–10 years
High liquidity — redeem anytime
✗ RISKS
Returns not guaranteed, market dependent
Short-term volatility can cause paper losses
Not suitable for 1–2 year goals

Who Should Invest?

🎯Investors with a 5+ year investment horizon
📈Those aiming for wealth creation or retirement corpus
💰Young earners who can ride out short-term market dips
🏠Planning a home purchase or child's education 10 years away

Popular Equity Funds

Fund NameCategory3Y Returns
Mirae Asset Large Cap FundLarge Cap+14.2%
SBI Bluechip FundLarge Cap+13.8%
Axis Midcap FundMid Cap+18.5%
Nippon India Small CapSmall Cap+22.1%
Start Investing in Equity Calculate My SIP Returns
Debt Funds
Stable Returns · Low Risk · FD Alternative
Expected Return
6–8% p.a.
Risk Level
Low
Ideal Horizon
1–3 Years
Min SIP
₹500/mo

What are Debt Funds?

Debt mutual funds invest in fixed-income instruments like government bonds, corporate bonds, and treasury bills. They provide stable, predictable returns with significantly lower risk than equity funds. Unlike FDs, debt funds offer better post-tax returns and superior liquidity — withdraw any working day.

Pros & Cons

✓ ADVANTAGES
Better post-tax returns than FDs
High liquidity — no lock-in period
Stable, less volatile returns
Ideal for emergency fund parking
✗ RISKS
Returns lower than equity over long term
Credit risk if issuer defaults
Interest rate changes can affect NAV

Popular Debt Funds

Fund NameCategory1Y Returns
HDFC Short Term Debt FundShort Duration+7.4%
ICICI Pru Corporate BondCorporate Bond+7.8%
SBI Magnum Gilt FundGilt Fund+8.1%
Kotak Liquid FundLiquid Fund+6.9%
Start Investing in Debt Explore All Debt Funds
Hybrid Funds
Balanced Returns · Medium Risk · Equity + Debt Mix
Expected Return
9–12% p.a.
Risk Level
Medium
Ideal Horizon
3–5 Years
Min SIP
₹1,000/mo

What are Hybrid Funds?

Hybrid mutual funds invest in a combination of equity and debt instruments. Aggressive hybrid funds hold 65–80% equity, while conservative hybrid funds hold more debt. This diversification reduces overall risk while aiming for returns better than pure debt funds. Excellent for first-time investors.

Popular Hybrid Funds

Fund NameCategory3Y Returns
ICICI Pru Balanced AdvantageDynamic Asset Alloc.+11.2%
HDFC Balanced Advantage FundBalanced Advantage+12.4%
Mirae Asset Hybrid EquityAggressive Hybrid+13.1%
SBI Equity Hybrid FundAggressive Hybrid+12.6%
Start Investing in Hybrid Explore All Hybrid Funds
ELSS — Tax Saving
Save Tax + Grow Wealth · Section 80C · 3 Yr Lock-in
Tax Saved (30% bracket)
₹46,800/yr
Expected Return
12–16% p.a.
Lock-in Period
3 Years
80C Limit
₹1.5 Lakh

What is ELSS?

ELSS (Equity Linked Savings Scheme) qualifies for tax deduction under Section 80C. Invest up to ₹1.5 lakh per year and save up to ₹46,800 in taxes annually. ELSS has the shortest lock-in (3 years) among all 80C options like PPF, NSC, or tax-saving FDs.

ELSS vs Other 80C Options

OptionLock-inExpected Return
ELSS Mutual Fund3 Years12–16% p.a.
PPF15 Years~7.1% p.a.
Tax Saving FD5 Years~6.5% p.a.
NSC5 Years~7.7% p.a.
Start ELSS Tax Saving SIP View ELSS Funds
SIP Plans
Systematic Investment Plan · Start ₹500/mo · Auto Monthly
Minimum SIP
₹500/mo
Risk Level
Any Level
Lock-in
None
Frequency
Monthly

What is SIP?

A Systematic Investment Plan (SIP) allows you to invest a fixed amount in a mutual fund at regular intervals. Rupee Cost Averaging means you automatically buy more units when markets are low and fewer when markets are high — reducing overall risk and removing the need to "time the market."

SIP Growth Examples

Monthly SIPDurationEst. Corpus (12% p.a.)
₹500/mo10 Years₹1.16 Lakhs
₹1,000/mo10 Years₹2.32 Lakhs
₹5,000/mo10 Years₹11.6 Lakhs
₹10,000/mo15 Years₹50.4 Lakhs
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