Protect What
Matters Most
Comprehensive insurance solutions to secure your loved ones, your health and your future.
Our Insurance Solutions
Health Insurance
Secure your health and get quality medical care without worrying about high expenses.
- Individual Health Insurance
- Family Floater Plans
- Senior Citizen Health Insurance
- Critical Illness Cover
- Top-up & Super Top-up Plans
Life Insurance
Ensure your family's financial security and achieve your long-term goals.
- Term Insurance Plans
- Family Floater / Group Term Plans
- ULIP Plans
- Child Plans
- Retirement Plans
- Savings & Investment Plans
Why Insurance is Important?
Financial Security
Protect your family's future from financial uncertainties.
Peace of Mind
Stay stress-free knowing your loved ones are secure.
Medical Protection
Get the best healthcare without financial burden.
Tax Benefits
Save tax while investing in your and your family's future.
Achieve Your Goals
Plan your dreams like child's education, marriage & more.
Secure Your Retirement
Build a corpus today for a worry-free tomorrow.
Our Insurance Partners
Our Process
Share Your Requirements
Tell us your needs and goals.
Plan Recommendation
We suggest the best suitable plans.
Easy Documentation
Simple & digital process.
Policy Issuance
Your policy is issued & you are protected.
Why Choose Crestora Capital?
- Unbiased Advice
- Wide Range of Plans
- Trusted Insurance Partners
- Transparent Process
- Claims Assistance
- Ongoing Support
Compliance & Disclosure
Crestora Capital is a Corporate Agent (CA) of insurance companies.
Insurance is a subject matter of solicitation.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
We do not provide investment advice or recommendations.
View More Disclosures →Frequently Asked Questions
What is the difference between Term Insurance and Life Insurance?
Term Insurance is a type of Life Insurance that offers pure life cover at a low premium for a fixed term, with no maturity benefit if the policyholder survives. Life Insurance is the broader category, which also includes plans like ULIPs and endowment policies that combine protection with savings or investment.
Can I have more than one health insurance policy?
Yes, you can hold multiple health insurance policies. In case of a claim, you can choose to claim from one policy or split the claim proportionately across insurers, subject to each policy's terms.
Which health insurance plan is best for my family?
The right plan depends on your family size, age of members, existing health conditions, and budget. A Family Floater plan is often cost-effective for young families, while individual plans may suit families with elderly members. Talk to our team for a plan matched to your specific needs.
Is health insurance taxable?
Health insurance premiums are not taxed — in fact, they qualify for a tax deduction under Section 80D of the Income Tax Act, subject to applicable limits. Claim payouts received from your insurer are also generally tax-free.
How do I make a claim?
You can raise a claim directly with your insurer via cashless hospitalization (at network hospitals) or reimbursement (submit bills after treatment). Our team assists you at every step of the claims process to ensure smooth and timely settlement.
How much life cover do I need?
A common rule of thumb is life cover of 10–15 times your annual income, adjusted for your outstanding liabilities (like a home loan) and your family's future goals (education, marriage, etc.). Our team can help you calculate a suitable cover based on your specific situation.